How to Save Money on Your Energy Bills

The cost of energy has been rising at an alarming rate in recent years leaving many of us using a large chunk of our monthly incoming just to pay for our utilities. As a result of the increased cost, we have been searching for ways in which we can drive down the price of our monthly energy bills and have managed to cut ours by around 20% by just changing a few things and adapting to the environment, and you can too. If you like the idea of a reduction in your energy bills then check out these top tips to help cut them down.

Make Some Calls

The first thing that you need to do is get on the phone with all of your providers, very often, energy companies will have new rates, new offers and promotions which of course, they aren’t going to tell you about. If you want to make a start with getting your bills down then simply give your suppliers a ring and see if they have a better deal for you. You should also ask them to review your usage as very often you are paying prices based on estimates, you may find that you are paying too much.

Lay Down Some Rules

Get some rules printed and put them up around the home to remind everyone that they need to save energy. You just need to put simple things on the last which can make a big difference, but are also very easy to forget. Switching lights off to save electric, closing doors to keep the heat in, or the cold out, putting on extra clothing if it is warm, things like this can have a big impact on your energy costs and a written reminder is the best way to let everyone know.

Switch to Solar

More and more homes are having solar panels installed to cut down on their electricity bills. You will have to pay for the initial installation of your solar panels but in no time at all they will be paying your back with interest. Not only does creating your own energy through the use of the sun save your energy bills, it is also far better for the environment.

Take More Showers

When it comes to washing yourself, you should be aiming to avoid baths altogether and opt instead for a shower. Showers use over 50% less water than a bath and just switching this simple thing can help to bring down your water bill.

Check For Leaks

Leaks cost you money, a leaking tap or pipe can mean that your water usage goes up and you end up paying for water that you are not even using. Even a small leak can cost you a great deal of money and it is well worth checking every now and agin on the piping system in your home to make sure that you son’t have any leaks.

I Found a Bargain at an Estate Sale

I really like this new thing that I found the other day. I was at an estate sale and they had one of these adjustable beds. I was interested in getting a new bed, since the mattress that I have in my bed is old and lumpy. Of course a new mattress is a big expense and when I looked at this bed I realized that it had not been used much at all. That was pretty obvious from looking at it and the person running the sale told me that it had been bought, but that it had only been lightly used since the woman had been in and out of the hospital and then she had then been sent to a nursing home. I did not get the whole story, but I could look at the bed and see that it was almost new and had not really been used. Continue reading “I Found a Bargain at an Estate Sale”

Benefits of Hiring an Insurance Claim Adjuster

Property damage claims can get very touchy. As you might expect, insurance companies will often dispute the amount of money they are being asked to pay to their policy holders. This is because insurance companies are publicly traded. This means they have a fiduciary responsibility to their shareholders to make as much profit as possible. Obviously, they will not be able to maximize their profit if they are paying out many large insurance claims. When an insurance claim dispute occurs, it is in the best interests of the policy holder to hire the services of a professional claim adjuster. Here are a few of the biggest reasons this is so essential.

1. You will be able to get a settlement for your insurance claim that you find acceptable.

You buy an insurance policy in the hopes that you will never need to use it. You hope that your home or business will never suffer damage that is serious enough to require the filing of an insurance claim. However, you are also depending on your insurance company to be there for you when you are the victim of a disaster and you need the money from your policy to rebuild your life. Unfortunately, things do not always go according to plan when a claim is filed. People are often not satisfied with the settlement they are offered. National public adjusters can help you fight the insurance company to get the money you deserve.

2. You will have the ability to reopen a past claim where you received less money than you deserved.

Another great benefit that hiring an insurance claim adjuster can give you is their ability to go back and reopen past claims that have already been closed. Many people are under the false impression that they are not able to go back and attempt to renegotiate past insurance claims. However, an insurance claim adjuster can do exactly that. He or she will be able to get you the better settlement that you should have received the first time around.

3. They know the insurance industry better than you do.

You would obviously hire an attorney if you have an upcoming court case. This is because this person has studied the law for many years. Therefore, it makes sense to have an insurance claim adjuster on your side if you have a dispute. He or she is an insurance expert and you are not.

How to determine if an RV is Right for You

Traveling in an RV can be a wonderful adventure that allows the family to bond in a special way, and it is a terrific way to explore the great outdoors while having all of the conveniences of home. Even so, you may still be asking yourself if an RV is right for you and your family.

Benefits of an RV

The number one reason people choose to travel in an RV is the convenience. You can stock your motorhome in the spring with clothing, food, and other necessities so that whenever you feel like hitting the road, you’ll be ready. This makes travelling with children a breeze. They will be able to stick to their regular routine much easier than if you stay in hotels and eat in restaurants. These factors will also save you money, and you will no longer need to board the pets at a kennel. It is like taking your house with you. You are no longer an inconvenience when visiting friends and family, and you can spend the time you would normally need for packing on actually starting your vacation.

Maintaining an RV

Some people shy away from purchasing an RV because they worry that it will be hard to maintain. Think of it as a house and car combined. Normal routine care that you would do for a vehicle such as keeping the tires inflated, lubing parts, and washing and waxing apply to RVs as well. The interior is kept clean much like your home with vacuuming, dusting, and normal day to day chores. The only additional work would be keeping the fresh water tank clean and the other tanks emptied routinely. You will also want to sanitize these tanks every three to four months. When the RV is not being used you can park it in an RV and boat storage facility or have a RV carport placed on your property like the ones found online at New Deal Metal Buildings and at your local RV retailer.

If you choose to purchase an RV, you will be allowing yourself the freedom to travel in a way you never have before. You will have all the luxuries of home while on the road as well as a wonderful, easy to maintain way to see the country.